Citibank recently announced that their customers can now do their banking on their cellphones. It can be done on any cellphone from any carrier as long as it has internet capabilities. With Citibank's service, customers have to download a special program onto their phone which will allow them to access their account on their cellphone, pay bills, transfer money, and much more. Shortly after Citibank's announcement, Bank of America followed suit releasing cellphone banking for their customers. No special program is needed to use cellphone banking through Bank of America. To make the information more legible, Bank of America chose to use wireless application protocol (WAP). Basically what this does is eliminate all superfluous graphics so that the text can be more easily transmitted and displayed. I'm sure before long, cellphone banking will become available through most all of the banks and it will be as common as internet banking is today.
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